First Time Home Buyer

Time Flies Baby: $8k tax credit … you better get in the process now

Posted on August 19, 2009. Filed under: Finance, First Time Home Buyer, Smart Buyers, Smart Real Estate, Smart Realtors | Tags: , , , |

That means you should be looking at property in September which tells me you should be talking with your favorite lender and fav Realtor now.

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Home Warranty Coverage – What does it do for me?

Posted on August 14, 2009. Filed under: Anything Goes, Closings 101, First Time Home Buyer, Fix It, Smart Buyers, Smart Real Estate | Tags: , , |

The mystical home warranty. This blog tells more about general home warranty coverage, what it costs, and includes a few tricks of the trade you’ll need to know when reporting any problem to your warranty company!

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2009 First-Time Homebuyer Tax Credit

Posted on August 6, 2009. Filed under: Data Central, Finance, First Time Home Buyer, Smart Buyers, Smart Real Estate | Tags: , , , , , , |

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The above chart includes the major modifications to the home-buyer tax credit effective 2009. There are more details and requirements for the credit that are not listed but can be found at http://www.irs.gov/newsroom/article/0,,id=187935,00.html or
http://www.federalhousingtaxcredit.com/2009/faq.php

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Multiple Offers: The Luxurious Dilemma

Posted on April 2, 2009. Filed under: First Time Home Buyer, Smart Buyers, Smart Real Estate, Smart Sellers | Tags: |

Please do not think that every market segment in Austin, TX is a buyers market; it is not so.

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Their First Time: First Time home buyers, ya gotta love ‘em…

Posted on March 12, 2009. Filed under: Finance, First Time Home Buyer, Smart Buyers, Smart Real Estate |

  – from one of our favorite mortgage voices, David Reed, CD Reed Mortgage Bankers, Austin
 
What I Think This Week
March 12, 2009
 
I looked at this years’ closings so far and while I knew we had our fair share of first time home buyers I was certainly surprised to see that nearly 3 out of 4 [...]

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An email about waiting to buy or not waiting … the numbers

Posted on March 6, 2009. Filed under: Finance, First Time Home Buyer, Real Estate 101, Smart Buyers, Smart Real Estate | Tags: , , |

Thought you would like to see an actual email exchange one of our lenders (Deborah Ginac with CapStar Lending here in Austin) had with one of our clients this week on the topic of waiting to buy or not waiting … we think this is a valuable e conversation:
I had a call yesterday from Rachael. [...]

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Attention New Home Buyers

Posted on January 14, 2009. Filed under: Data Central, First Time Home Buyer, Smart Buyers | Tags: , , , , |

Attention New Home Buyers: 
 
For a long time, builders have offered appealing financing incentives for you to use their lender such as covering title policy or $1k-$2k towards closing costs. There is a new RESPA rule that says they can no longer limit that to only their lender and they have to pay the same incentives [...]

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Hey Buyers … it’s a candy store out there right now!

Posted on January 9, 2009. Filed under: First Time Home Buyer, Real Estate 101, Smart Buyers, Smart Real Estate | Tags: |

1. The inventory of available homes on the market in Austin, TX is the highest it has been since 1990
2. Interest rates are the lowest they have been since 1971
1 + 2 = candy store
If you have been thinking of buying and have job stability, now is the time.  Call a reputable Realtor and mortgage [...]

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Reaching Final Agreement

Posted on November 19, 2008. Filed under: First Time Home Buyer, Smart Buyers, Smart Real Estate | Tags: , , , |

Your First Home: The Proven Path to Home Ownership
A Keller Williams ® Realty Guide
By Gary Keller with Dave Jenks and Jay Papasan
 
Once you’ve decided what you need to have fixed in order to make the purchase, your agent will convey your requests to the sellers. We want you to remember your options include asking [...]

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New houses need inspection, too

Posted on November 14, 2008. Filed under: First Time Home Buyer, Smart Buyers, Smart Real Estate | Tags: , , , , , , |

Your First Home: The Proven Path to Home Ownership
A Keller Williams ® Realty Guide
By Gary Keller with Dave Jenks and Jay Papasan
 
We recommend you don’t neglect the inspection just because you’re buying a brand-new home. In fact, flaws in new construction can be even harder to spot than in older homes because their symptoms [...]

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