Fears and Facts about buying your first home: Fear #1

October 7, 2008 at 4:19 pm Leave a comment

Your First Home: The Proven Path to Home Ownership

A Keller Williams ® Realty Guide

By Gary Keller with Dave Jenks and Jay Papasan

 

Fear #1: I can’t afford to buy a home now.

Fact: Actually, you can’t afford not to buy a home now.

 

First, there is always a home you can afford to buy that will be a smart purchase for you – the only questions are what and where. If it’s “what” that matters to you, then keep pushing out the “where” until you find it. If it’s the “where” that matters to you, then keep narrowing your “what” until you find it. No matter what features it has or where it’s located, there is always a good buy for you.

 

Second, if you are paying rent, you can afford to buy. From a financial point of view, in the United States, the tax savings on mortgage interest alone makes up most of the difference between rent and a mortgage payment.

 

Third, the earlier you buy, the earlier you will benefit from equity buildup and will be well positioned for any future appreciation. The fact remains, the sooner and more seriously you begin the process of buying your home, the sooner you’ll find the best buy for you.

 

Copyright © 2008, available at Amazon.com 

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Entry filed under: Smart Buyers, Smart Real Estate. Tags: , , , , , , .

Yes, mortgage money available Fears and Facts about buying your first home: Fear #2

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