Fears and Facts about buying your first home: Fear #4

October 10, 2008 at 6:51 pm Leave a comment

Your First Home: The Proven Path to Home Ownership

A Keller Williams ® Realty Guide

By Gary Keller with Dave Jenks and Jay Papasan

 

Fear #4: I can’t buy a home because my credit isn’t very good.

Fact: A less than perfect credit score won’t necessarily prevent you from buying a home.

 

Typically, there are two types of credit challenges – a poor credit history or no credit history. First, while it is valuable to have a good credit score, a poor one shouldn’t prevent you from talking to several lenders to explore your options. You might be pleasantly surprised at the outcome. You can expect that a good loan officer (or mortgage specialist) will be able to help you resolve your credit challenges, often by simply showing you how to move or consolidate your debts, or by referring you to a credit counselor who will put you on a plan. Even though this plan may take a few months to implement, it immediately gets you on the path to ownership.

 

Copyright © 2008, available at Amazon.com 

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Entry filed under: Smart Buyers, Smart Real Estate. Tags: , , , , , , , .

Fears and Facts about buying your first home: Fear #3 SoCo, SoSo, NoNo … Austin Location Cool-speak

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